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A bit of advice (Score:1)

by jordan (120)

I know this isn't the damage you had in mind, but if you REALLY want to stick it to the card companies, and the terms allow it, you should transfer as much as you can to that 0% card and pay that balance off before April.

THEN, you'll suddenly find you have a great deal more credit, more offers of credit will be coming and you'll be able to do some REAL DAMAGE! :-)
- Re:A bit of advice (Score:3, Informative)
  
  by vsergu (505) on 2003.09.23 10:16 (#24440) Journal
  
  Also, be very careful to read the fine print on offers. I nearly transferred a balance to a card with an intro 0% rate recently. The problem was the intro rate was only for transfers, not purchases, and was contingent on my making $100 of purchases per month.
  
  Since payments go against the lowest-rate part of the balance first, I'd have been accumulating $100 of non-0% debt every month and making no payments on it until the 0% debt was completely paid off.
  
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