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All the Perl that's Practical to Extract and Report
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Working Today (Score:1)
What state do you live in? (Score:2)
Insurance (Score:1)
Tough to work out the math (Score:2)
Unfortunately, there are no easy answers. There are lots of parameters to work out, besides the rates and coverage (which are complicated enough in themselves). Whether a high-deductible plan will work for you depends on how often you think you'll visit the doctor, what your tax bracket is, and whether your coverage includes your family.
I opted for a fairly traditional HMO plan from Kaiser Permanente [kaiserpermanente.org] mainly because I'm familiar with them, so I know how to work the system; in particular, my children have a