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  • Wow, that sounds amazingly lax.

    In Australia, if you get your pin wrong three times in a row the ATM machine eats your card and doesn't give it back. Gone. You have to go through a lost/stolen/eaten card procedure to get a new one issued.

    And the identity thing is mandatated by government. The tellers can be personally responsible... and then there's the "passwords" on the accounts. You want to do something special, you need to give them the magic word. Which when there's no brute force options means the pass
  • hit "cancel" which would convienently switch the transaction from debit to credit.

    Well, so far, it wouldn't be identity theft, rather just... card theft :-)

    the ATM was "temporarily out of service"

    In Portugal, the third time you get the PIN wrong, the ATM "eats" your card.

    *Anyone* could have walked in off the street with my debit card and account number and gained direct access to my account.

    Er... OK, now *that*'s weird. But not too weird, just weird.

    Again, there was no attempt to verify who I was.

    You wouldn
  • If this would happen, at least with credit cards, I would expect the credit card company to carry the losses. In other words, it wouldn't be your money that got stolen.

    If this is the case — and I expect it to be, then the fact that they still don't care much, implies that it doesn't happen much.

    And, aren't there cameras? If you tried to pull that stunt, they'd probably have your face on videotape.