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Congratulations! (Score:2)
My wife and I bought our first home at the end of June. Our experiences were very similar to yours.
We had filled out a preapproved mortgage application online and that saved us so much time. We picked a realtor in the area. Everything went very quickly once we were assigned a new real estate agent (our first real estate agent, who ended up going to another firm, drug his feet which caused us to miss out on two very nice yet inexpensive homes that we were very interested in). The mortgage company explained everything in detail several times before sending the paperwork. We finally picked a home in the same neighborhood that we have lived in for about 2 years. It's probably 6 blocks from our old apartment. We spent about an hour at the title company at closing but did have to return a few hours later to pick up the key. Total time from making a bid to closing was an amazing three weeks! The home we picked out has some faults but nothing really major. The seller fixed most of the problems when we asked if he would.
This was the most frightening thing I have ever done in my life (and I was a prison guard in the military that regularly worked max custody and death row)! It's also the best feeling in the world to finally be able to buy a home after thirteen years of marriage.
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Re: (Score:1)
As for getting the key... I was imagining that we'd sign lo
rjbs