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NOTE: use Perl; is on undef hiatus. You can read content, but you can't post it. More info will be forthcoming forthcomingly.

All the Perl that's Practical to Extract and Report

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  • Unfortunately, there are no easy answers. There are lots of parameters to work out, besides the rates and coverage (which are complicated enough in themselves). Whether a high-deductible plan will work for you depends on how often you think you'll visit the doctor, what your tax bracket is, and whether your coverage includes your family.

    I opted for a fairly traditional HMO plan from Kaiser Permanente [kaiserpermanente.org] mainly because I'm familiar with them, so I know how to work the system; in particular, my children have an excellent pediatrician. Given that I can deduct premiums but not co-payments or co-insurance from my taxes, that worked out the best for me.

    Good luck. Do your homework (a lot of homework) and it can save you a ton of money.