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Some ideas for you (Score:1)
Another idea - can you set up automatic debits and get overdraft protection from your bank, assuming overdraft applies to automated payments.
Lastly, try and get the phone number of the people at the insurance company who can really help. I've been having problems with my mortgage company and finally got the number for the Quality Assurance people in the Executive Offices. They really get things done. Your ins company may have some similar folks.
Good Luck.
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