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Matts (1087)

Matts
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I work for MessageLabs [messagelabs.com] in Toronto, ON, Canada. I write spam filters, MTA software, high performance network software, string matching algorithms, and other cool stuff mostly in Perl and C.

Journal of Matts (1087)

Monday April 22, 2002
05:12 AM

Student Loans

[ #4362 ]

I got a letter from the Student Loans company today. I have finally paid off my student loans in full. Yippee!!!

Now that just leaves my graduate loan, my overdraft, my credit card debt, my car loan, my mortgage, and the loan to pay off my tax debt after my business collapsed. In about 30 years I'll be debt free! ;-)

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  • Ouch... (Score:2, Informative)

    Well, congratulations on getting rid of one of the debts. I would target the overdraft & credit card next, as those probably have the higher APR % rate. Depending on your income (& debt), I would set up some "allowance" system, where everytime you get paid, you give yourself some "pocket money" for food, the Penguin Cafe Orchestra CD and what-not. If you run out of money before your next "allowance", then it's PB&J until then. The point is to get you into a different mindset/system so you mo
    • Motley Fool [fool.com] has much to say on this sort of thing. And they would most definitely agree with targeting the credit cards. They'd also have said not to buy a car ;-)
      --
      Were that I say, pancakes?
  • As someone who is struggling to pay off the US $60K I had when I finished grad school I understand how frustrating the whole loan business can be. For some reason it's never enough when you are in school, thus the high credit card debt most of us end up with, and when you get out it's suddenly hard to imagine paying it all off! Peace.
    --
    Waiting on the Road to Eventually, I lost my Place On Line