Unfortunately I won't be able to give to YAS for the Damian and Dan funding drive, as this christmas I have to pay my debt to the UK government. So I have to take a loan out, as we sunk everything into the new house.
Unfortunately I got turned down for a loan at the first place I tried, and anyone who has done this sort of thing before knows, that now I've been turned down once, it's a slippery slope. So we're now investigating other options - equity in the house from improvements, or perhaps loans elsewhere.
Overall, I'm quite bummed about this. I'll be paying this debt off for a very long time.